PACKAGE DISCLOSURE & FULFILLMENT POLICY

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1. Purpose and Scope

This Policy governs the sale and fulfillment of all service packages and deliverables offered by A1 Capital Ascensions, LLC (“Company,” “we,” “us,” or “our”) to any purchaser or client (“Client,” “you,” or “your”) in the United States. It is written to comply with the Federal Trade Commission Act, FTC Cooling-Off Rule (16 CFR § 429), and the highest state-level consumer-protection standards applicable in all 50 states.

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2. Cooling-Off and Cancellation Rights

2.1 Universal Three-Business-Day Cancellation Right

Regardless of state of residence, every Client has the right to cancel within three (3) business days from the date of purchase and receive a 100% refund, no questions asked.

To cancel, email written notice to [email protected] before 11:59 p.m. (your local time) on the third business day after purchase. All cancellation emails are timestamped upon receipt for verification. “Business day” means Monday through Friday, excluding federal holidays.

Statutory Cancellation Notice (Applies Nationwide)

YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED OR LINKED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT.
The three-business-day period begins when you receive a copy of your executed agreement and this Notice of Cancellation. If you cancel, we will return all payments within 10 business days after we receive your cancellation notice.

2.2 State-Specific Enhancements

• California & New York Residents: Contracts include a separate Notice of Cancellation in bold 14-point type as required by state law.
• Illinois, Washington, New Jersey Residents: If any package is sold on a subscription or auto-renewal basis, Clients receive clear disclosure of renewal terms and simple online cancellation methods.
• Texas Residents: Consumers may have additional rights under Texas Business & Commerce Code § 601.051 for certain consumer transactions. We honor all such rights and extend them to all Clients nationwide.
• Washington & New York (2025 Updates): We comply with Washington RCW 19.165 and New York GBL § 527/§ 527-a (amended Nov 5 2025) requiring clear renewal notices and easy cancellation for continuous service offers.
• Massachusetts Residents: We follow MA Ch. 93A and the 2025 Attorney General regulations on negative option and fee disclosure to ensure full transparency.

2.3 After the Three-Day Period

After the three-day window, refund requests are reviewed by management and may be approved if no substantial work or customization has been performed. Once services have been initiated, custom work begun, or digital assets delivered, refunds are no longer guaranteed.

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3. Fulfillment Timeline and Performance

• Average project completion time: 3–5 weeks following the expiration of the cancellation period.
• Timelines may vary based on Client responsiveness, custom requirements, and third-party integrations (CRM, merchant, hosting).
• Delays caused by Client inaction or incomplete materials pause delivery timelines until resolved.

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4. Deliverables and Scope of Service

Example Package – $22,997 DoIt4UBiz Package

• Website Design & Development (one primary and one expansion site)
• Brand & Logo Creation
• Marketing Consultation & Expansion Plan
• CRM Creation & AI Automation Flows
• Merchant Setup & Integrations
• Licensed CPA Tax Packet for business filings

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5. Refund Limitations After Fulfillment Begins

• No refunds will be issued for completed work, launched digital assets, or transferred intellectual property once delivered or published.
• If partial services have been rendered, refund eligibility will be evaluated on a pro-rata basis reflecting actual labor and materials completed.
• All approved refunds are processed within 10 business days of written approval.

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6. Automatic Renewal and Ongoing Services

• Renewal terms are clearly disclosed before purchase.
• Cancellation is as easy as sign-up (online or email submission accepted 24/7).
• Reminders are sent 30–60 days before any renewal that extends for more than one month.
• We provide online self-service cancellation and obtain express affirmative consent for renewals.
• These standards meet or exceed: CA BPC §17600 et seq.; NY GBL §527-a (2025 update); IL 815 ILCS 601; WA RCW 19.165; and analogous state laws.

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7. Dispute Resolution and Governing Law

This Agreement is governed by the laws of the State of Arizona, without regard to conflict-of-laws principles. Any dispute shall first be submitted to informal mediation through an independent third party before litigation. If litigation is necessary, venue shall be Maricopa County, Arizona, unless state law requires local venue for consumer claims (which will be honored).

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8. Consumer Protections and Transparency

• Clear disclosure of all pricing and services before purchase.
• Written acknowledgment of agreements and refund rights sent to each Client.
• Immediate documentation of deliverables and timelines at project start.
• Maintenance of records for at least two (2) years for audit and consumer protection.
• Full cooperation with federal and state consumer-protection authorities.

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9. State Law Alignment Summary

• FTC Cooling-Off Rule (16 CFR § 429)
• California Civil Code §§ 1689.7 & 17600 et seq.
• New York GBL §§ 624, 527, 527-a (2025 update)
• Illinois Automatic Contract Renewal Act (815 ILCS 601)
• Texas Bus. & Commerce Code § 601.051
• Florida Statutes §§ 501.025 & 520.72
• Washington RCW § 19.165 Automatic Renewal Act
• Massachusetts Ch. 93A & 2025 Negative Option Regulations
• Comparable consumer service-contract laws in all other U.S. jurisdictions.

Nothing in this Policy waives any non-waivable right provided by federal or state law.

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10. Acknowledgment

By purchasing or engaging services from A1 Capital Ascensions, LLC, the Client acknowledges that they have read, understood, and agree to this Policy, and that all questions have been answered prior to purchase.

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11. Disclaimer

This Policy does not constitute legal advice. It is a compliance framework drafted to align with the broadest federal and state standards but should be reviewed and customized by a licensed attorney in your state before use as a binding legal document.

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NOTICE OF CANCELLATION FORM

Order/Invoice #: __________   |   Date of Purchase: __________

Client Name: __________________________________________

I hereby cancel my purchase with A1 Capital Ascensions, LLC.

Signature / Date: _____________________________________

Email this form to [email protected] (or submit through your client portal) before 11:59 p.m. (your local time) on the third business day after you received your agreement and this notice.